Reg. No. 2002/014230/23
FSP Number 5487
FSB AUTHORISATION
I am authorised to provide advice and intermediary services in the following FSB categories:
1.1 Long-Term Insurance: Category A
1.2 Short-Term Insurance: Personal Lines
1.3 Long-Term Insurance: Category B1
1.4 Long-Term Insurance: Category C
1.5 Retail Pension Benefits
1.6 Short-Term Insurance: Commercial Lines
1.7 Pension Fund Benefits (excluding Retail Pension Benefits)
1.14 Participatory Interests in Collective Investment Schemes
1.16 Health Service Benefits
1.17 Deposits as defined in the Banks Act – exceeding 12 months
1.18 Deposits as defined in the Banks Act – 12 months or less
1.20 Long-Term Insurance: Category B2
1.21 Long Term Insurance: Subcategory B2-A
1.22 Long Term Insurance: Subcategory B1-A
1.23 Short Term Insurance: Personal Lines – A1
FAIS
Compliance with the FAIS Act is monitored by Masthead Distribution Services (Pty) Ltd, a compliance practice approved by the Financial Services Board.
I am a proud member of the Masthead Financial Advisors Association, which provides me with services such as compliance, practice management and technology support. This support helps us to provide you with a more professional service. The compliance service ensures that our business remains fully compliant with FAIS legislative requirements and therefore that you as a client receive sound financial advice. Through the practice management support, we are able to run a more professional business and provide you with an improved service and enhanced support.
CONFLICT OF INTEREST MANAGEMENT POLICY
Aroon Bhana Financial Services CC has adopted and implemented a Conflict of Interest Management policy that complies with the provisions of the FAIS Act.
INDEMNITY
We hold professional indemnity insurance in the amount of R5m. We do not hold any fidelity insurance or guarantees.
COMPLAINTS PROCEDURE
Should you wish to pursue a complaint against a key individual or representative of Aroon Bhana Financial Services CC, you should address the complaint in writing to us at abfsinsure@gmail.com
DISCLAIMER
Aroon Bhana Financial Services CC has, and will continue to take reasonable care to ensure that all information, in so far as this is under its control, provided on this website is true and correct.
Aroon Bhana Financial Services CC shall not be responsible for, and therefore disclaims any liability for, any loss, liability, damage (whether direct or consequential) or expense of any nature whatsoever which may be suffered as a result of or which may be attributable, directly or indirectly, to the use of or reliance upon any information, links or service provided through this website.
There is no warranty of any kind, expressed or implied, regarding the information or any aspect of this service. Any warranty implied by law is hereby excluded except to the extent such exclusion would be unlawful.
Links to other sites
Our website contains links to other sites. Please be aware that Aroon Bhana Financial Services CC is not responsible for the privacy practices of such other sites. We encourage users to be aware when they leave our site and to read the privacy statements of each and every website that collects personally identifiable information. This privacy statement applies solely to information collected by this website.